How is German social security calculated?

How much social security will I get in Germany?

The statutory contribution is currently 18,7% of your salary (9,35% each for employee and employer), up to a maximum contribution ceiling of 7.100 euros in West Germany and 6.700 euros in East Germany.

How many years do you have to work in Germany to get social security?

You are eligible for free hospital insurance at age 65 if you have worked long enough under U.S. Social Security to qualify for a retirement benefit. People born in 1929 or later need 40 credits (about 10 years of covered work) to qualify for retirement benefits.

How does social security work in Germany?

Germany has an elaborate social security system that sees to it that its citizens live comfortably even if they’re sick, disabled, unemployed or retired. … People with jobs must, as a rule, make payments to four parts of the system, for health insurance, long-range nursing care, pensions and unemployment.

How are German pensions calculated?

Your annual salary determines the amount you contribute towards your state German pension (via social security contributions). Your employer automatically deducts this and also contributes an equal amount. The maximum contribution in 2018 was 19.5% of gross salary (9.75% by the employee and 9.75% by the employer).

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What benefits are German citizens entitled to receive?


  • Family benefits. Health. Benefits for those in need of care. …
  • Health insurance cash benefits in the event of illness. Incapacity. Disability benefits. …
  • “Social compensation” benefits. Old-age and survivors. Pensions and other old age benefits. …
  • Unemployment benefits. Moving abroad.

Can I receive my Social Security in Germany?

If you have Social Security credits in both the United States and Germany, you may be eligible for benefits from one or both countries. If you meet all the basic requirements under one country’s system, you will get a regular benefit from that country.

Can I claim a German pension?

To be eligible to claim a German pension refund, you must be a resident of a non-EU country (excluding Turkey, Israel and the former Yugoslavian states) and you must have paid contributions into the German Pension Fund for less than 60 months (5 years).

How much is retirement in Germany?

This is assessed on monthly incomes up to a maximum of 6,900 euros (82,800 euros a year) in the west and 6,450 euros (77,400 euros a year) in the east. Retirement now normally begins at age 65 plus nine months though it is to be gradually increased to 67 by 2029.

How much are benefits in Germany?

Your benefit will be 60% of your previous average wage (or 67% if you have children), up to a maximum of 7.100 euros per month in West Germany and 6.700 euros in East Germany. Your benefit payments will then be subject to taxes and social security contributions, just like a regular wage.

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